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Get The Facts

Purchase your new home with a reverse mortgage or refinance to a reverse mortgage and give your bank account a rest. Retire earlier thank you think. 
What is a Reverse Mortgage ?
Reverse Mortgage Facts to know

A reverse mortgage is an equity line which allows you to pay off your current loan and eliminate your monthly mortgage payments. You must be 62 years or older, own your home and the property must be your primary residence. You must maintain payments for insurance, property taxes, HOA or other monthly maintenance fees if applicable. A reverse mortgage calculator is used by the lender to determine how much equity can be taken out of your home. Reverse mortgages are FHA insured which gives you peace of mind that you won't pay more than you originally borrowed.

Buying a home utilizing a Reverse Mortgage in San Diego

A reverse mortgage purchase allows you more flexibility to "buy up" to a newer home or downsize to fit your needs better. In San Diego, California homes can be expensive , thus , a reverse mortgage allows you to pay no principle or interest so you can keep your savings growing without having to dip into your retirement funds. You only need to qualify to pay monthly taxes, insurance and home owners fees if applicable. You will typically need about 50% down payment for a HECM Purchase.

Get the Financing You Deserve

Get to Know Us

C2 Financial Corp. is a full service mortgage broker based in San Diego, California. We specialize in Reverse Mortgages, as well as Conventional, VA Mortgages and FHA Mortgages in San Diego, California. We can explain the reverse mortgage pros and cons as well as explain the benefits of purchasing or refinancing your home loan.

Contact Us


10509 Vista Sorrento Pkwy #400

San Diego, California 92121

C2 Financial Corp NMLS 135622

Edie MacGray NMLS 301415


Edie MacGray - Mortgage Consultant


NMLS# 301415  C2 Financial NMLS 135622

Opening Hours

Mon - Fri

8:00 am – 5:00 pm

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David H, CA

“Working with Edie made this experience very easy. She was knowledgeable friendly and professional. We highly recommend her to anyone seeking a reverse mortgage.."

Tahera R, CA

"Edie is great. She is very knowledgeable in her job and provides the guidance you need. Very trustworthy and will recommend her to all my friends and family. "

Madison W, CA

“I used Edie to purchase my home and had a great experience. Qualifying was a breeze and she helped me every step of the way.”
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